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A Day in the Life of a Top Loan Originator


8:00 a.m. -

It’s Monday morning and you start off your week by reviewing your emails. Almost 100 emails have come in over the weekend. After you have the latest information from your emails, you plan your day by prioritizing your work and adjusting your calendar.

10:00 a.m. -

First on your “to do” list is reviewing the pipeline to select files that will be worked on that day. You base your file “wish list” on commitment dates, rate expiration dates, anticipated approvals and appraisals received. You email your “wish list” for pipeline files to the underwriters. You also review any new guidelines or memos.

11:00 a.m. -

You spend the next few hours diligently returning calls to clients, responding to emails, working on files that need to be submitted and taking applications. After all, your fast service and accountability is one of the things that set you apart as a loan originator. You receive the weekly origination reports and see that you had the second most originations/closing compared to your fellow originators.

1: 00 p.m. -

You decide to spend some time reviewing today’s interest rates and evaluating floating loans. Three of your clients can benefit from today’s rates. You reach out to them to lock down the loan. After making contact with your clients, you email any locks to secondary and the underwriter.

4:00 p.m. -

It’s getting close to the end of the day so you take time to update clients, realtors, and branches on loan status. You continue to work on files submitted and prepare to meet your client later in evening to take their application.

5:00 p.m. -

Before you meet your client, you update your voicemail to advise that calls will be returned the next business day. You also prepare for tomorrow, when you’ll go out on Realtor and Referral field calls.