Retail Finance

Our retail finance experts help you access capital to run your mid-sized retail business.

The Retail Finance Group of Webster Business Credit is structured to focus specifically on the needs of the mid-sized retailer. We understand the unique demands and complexities of the retail industry and are able to evaluate each retailer's inventory and to develop a structure that fits the needs of your individual business.

Retail Sectors Served:
The Retail Finance Group of Webster Business Credit provides asset-based lending services to a broad range of retailers and direct sales establishments including:
  • Sporting Goods
  • Apparel
  • Home Improvement
  • Consumer Electronics
  • Grocery Stores
  • Furniture
  • Home Goods
  • Department Stores
  • Jewelry
  • Toys & Collectables
Financing available for:
  • Working Capital Financing
  • Growth
  • Mergers & Acquisitions
  • Term Loan Financing
  • DIP Financing
  • Turnaround Financing
  • Emergence Financing
  • ESOP
Our Loan Structure Includes:
  • Seasonal advance rates
  • Flexible covenants tailored to your business
  • Competitive pricing
Transaction Size: $3 million - $50 million
Terms: Our typical credit facility ranges between two and five years
Why choose Webster Business Credit?
  • Expertise - Lenders who understand the unique complexities of the retail industries
  • Structure - Flat organizational structure, enabling us to act quickly to your requests
  • Responsiveness - Experienced team provides fast turnaround.
  • Relationship Focus - Webster values middle market companies.
  • Communication - Decision makers are accessible and involved early.
  • Pricing - Competitive rates with Prime and LIBOR options.*
  • Accommodations - Seasonal advance rates and flexible covenants.

Disclaimer

* "Prime" is the base commercial lending rate of Webster Bank as publicly announced by it from time to time. "LIBOR" is an interest rate fixed for a specific period based on the London interbank offering rate then available to Webster Bank, subject to reserve and similar requirements.

Webster Business Credit Corporation is a subsidiary of Webster Bank, N.A. Member FDIC. Equal Housing Lender. The Webster Symbol and Webster Business Credit are service marks of Webster Financial Corporation. Webster is registered in the U.S. Patent and Trademark Office.

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