Life + Disability Insurance
Get financial protection your family can rely on with these insurance options.
- Fast Facts
- Prepares you for the unexpected
- Maintains your financial security
- Provides valuable peace of mind
You never know what your future will bring. Make sure you’re better prepared to face any challenge that lies ahead with the appropriate insurance products. So no matter what, your assets—and your family—will be well protected.
We Offer the Following Insurance Products
Term Life Insurance
If you’re looking for an affordable way to get maximum life insurance coverage for a temporary period of time, Term Life Insurance may be right for you.
Whether purchased alone, or used as a supplement to Permanent Life Insurance, Term Life can offer the important coverage you need to protect your family in times of greater financial responsibility, like when you’re paying a mortgage or college tuition.
Terms range from 1 to 30 years, and policies can usually be converted to permanent coverage when your needs change.
Permanent Life Insurance
For life-long protection, consider Permanent Life Insurance. Not only does it provide your loved ones a tax-free death benefit, it can also include a “savings account,” or cash value, that grows tax-deferred.
Depending on your policy’s terms, you may be able to withdraw cash, use it for premiums, or borrow against your policy, for emergencies or large expenses, like college tuition. Keep in mind that loans may reduce your death benefit.
Note that Permanent Life Insurance typically costs more than Term Life Insurance, but the premiums can remain fixed for the life of the policy.
If you become disabled because of a sickness or injury and can’t work, take comfort knowing that Disability Insurance can provide the income replacement you need to pay bills, stay out of debt, and maintain your family’s standard of living.
Both the waiting period and duration of payments vary depending on the individual policy you choose.
Need personalized investment advice? Have a financial consultant conact me.
To learn more about our Life + Disability Insurance or to schedule a consultation today, please call us at 888-493-2783, option 4, or visit a Webster branch near you.
Securities and Insurance Products:
|Not FDIC Insured||Not Bank Guaranteed||May Lose Value|
|Not a Bank Deposit||Not Insured by any Federal Government Agency|
Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Webster Bank, N.A. and Webster Investments are not registered broker/dealers and are not affiliated with LPL Financial.
The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, CT, MA & RI.
The Webster Symbol and Webster Investments are registered trademarks of Webster Bank, N.A. registered in the U.S. Patent and Trademark Office.