Secure Your Retirement

Let Webster Investments help you plan for the future and help your golden years be truly golden.

Retirement should be the reward for your life’s work. It’s a time when you can hopefully mute your alarm clock, turn hobbies into a full-time job, and live out the dreams you had always imagined—with little worry about financial security. At Webster, we want to help retirement become, and remain, a reality.

 

Whether you’re in retirement today or still only dreaming about it, there’s a lot to consider—from deciding how to grow and preserve your nest egg to protecting your family and assets today and into the future. With Webster by your side, you’ll have the guidance and resources to put your plans into action and keep them on track.

 

Webster Investments Solutions Can Help You:

 

Grow Your Money
Choose from a variety of savings options to build your nest egg
Please see Tab 'Grow Your Money'

 

Protect Your Family
Enjoy peace of mind with insurance plans to protect your family and assets
Please see Tab 'Protect Your Family'

 

Plan + Supplement Your Income
Consider all your sources for future retirement income today
Please see Tab 'Plan Your Income'

 

To learn more about our Retirement Planning services, please call us at 1-888-493-2783 option 4 or visit a Webster branch near you

 

 

Securities and Insurance Products:

 Not Insured by FDIC  Not Bank Guaranteed  May Lose Value 
 Not Insured by any Federal Government Agency  Not a Bank Deposit 

Securities are offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Webster Bank, N.A. and Webster Investments are not registered broker/dealers and are not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, CT, MA & RI.

 

The Webster Symbol and Webster Investments are registered trademarks of Webster Bank, N.A. registered in the U.S. Patent and Trademark Office.

The most important step towards securing your retirement is to start saving for the future—today. Webster offers access to a number of ways to help you grow your nest egg, each with its own set of benefits and advantages. And since every person’s goals are unique, it’s important to consider all your available options before choosing the ones that are suitable for you.

 

Start With Your Employer’s Plan

 

If you’re lucky enough to have an employer who offers some type of retirement contribution plan, investing for the future can start with a simple, automatic contribution of your paycheck directly into your retirement account.

 

And for the self-employed or small business owner, Webster Investments provides access to a variety of affordable Retirement Plans to help you and your employees save for the future. From employer-funded SEP IRAs and Solo 401(k)s to company sponsored 401(k)s, Webster Investments makes it easy to find a retirement plan that’s right for your company and budget.

 

Take Advantage of Tax-Advantaged + Tax-Deferred Accounts

 

Because work-related retirement plans often have yearly contribution limits, you may need to consider other options to supplement your future income.

 

A popular choice is an Individual Retirement Account or IRA, a tax-advantaged savings account. There are two types of IRAs: the Traditional IRA that offers an annual tax-deduction on your after-tax contributions and the Roth IRA where your after-tax contributions can grow tax-free.

 

If you’re interested in an investment that can generate lifelong retirement income, Annuities may be the answer. Choose from two types of Annuities, fixed and variable. Both options allow your money to grow tax-deferred, and provide flexible payout options when you retire.

 

Accumulating During Retirement

 

With so many options available to build your nest egg, it’s time to start thinking about how much you’ll need to last you through retirement. And planning how you will invest for the future means carefully considering what your future may look like and what type of investments you’re comfortable with.

Your retirement portfolio should contain a mix of investments that match your personal goals and needs. And depending on your selection of investments, tolerance for risk, and time horizon, your portfolio can range anywhere from conservative to aggressive.

For example, a more conservative portfolio would most likely contain a higher percentage of fixed income type investments such as government backed securities that offer guaranteed rates of return. These investments won’t turn you into a millionaire overnight, but they will offer the security of knowing your guaranteed stream of income or payout will be there.

A more aggressive portfolio might include a higher ratio of risky investments such as international or small cap stocks. These types of stocks may carry the potential for greater reward, but they can also come with greater risk.

Whatever type investor you happen to be, it’s always a good idea to talk to a professional who can help you better understand your options. The Financial Consultants at Webster Investment Services can help you get from thinking about retirement to planning your retirement with ease.

 

To learn more about our Retirement Planning services, please call us at 1-888-493-2783 option 4 or visit a Webster branch near you

 

 

Securities and Insurance Products:

 Not Insured by FDIC  Not Bank Guaranteed  May Lose Value 
 Not Insured by any Federal Government Agency  Not a Bank Deposit 

Securities are offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Webster Bank, N.A. and Webster Investments are not registered broker/dealers and are not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, CT, MA & RI.

 

The Webster Symbol and Webster Investments are registered trademarks of Webster Bank, N.A. registered in the U.S. Patent and Trademark Office.

You’ve worked hard to build the life that you and your family enjoy. And you want to make sure your loved ones and everything you’ve worked for is protected and secure in the future. Life, Disability, and Long Term Care Insurance plans can help you take steps to safeguard your family and assets for whatever challenges lie ahead.

 

Life Insurance can play a key role in securing your family’s future. Term Life Insurance is an affordable way to get maximum coverage for a temporary period of time, especially when you have greater financial responsibilities such as mortgage payments or college tuition.

 

For lifelong protection, Permanent Life Insurance offers maximum coverage, a tax-advantaged death benefit for your loved ones, and includes a cash accumulation component that grows tax-deferred. 

 

In addition to life insurance, Disability and Long Term Care Insurance can help you minimize the burden of health costs and long-term care to protect your family and provide income if you become injured or unable to work.

 

Life is full of uncertainties, but with the right coverage in place you can feel secure that your family will be well-protected.

 

To learn more about our Retirement Planning services, please call us at 1-888-493-2783 option 4 or visit a Webster branch near you

 

Securities and Insurance Products:

 Not Insured by FDIC  Not Bank Guaranteed  May Lose Value 
 Not Insured by any Federal Government Agency  Not a Bank Deposit 

Securities are offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Webster Bank, N.A. and Webster Investments are not registered broker/dealers and are not affiliated with LPL Financial.

 

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, CT, MA & RI.

 

The Webster Symbol and Webster Investments are registered trademarks of Webster Bank, N.A. registered in the U.S. Patent and Trademark Office.

Most likely, you’ll rely on a number of combined sources to create your total income when you retire. But do know exactly how much you’ll need and where the money will come from? At Webster Investment Services, we can help your future financial security as well as your retirement dreams by helping you prepare today.

 

Planning Your Income for Retirement

 

Retirement income can come from many different sources, including social security, pension plans, employee-sponsored accounts, IRAs, and all your collective savings and investments accounts. To accurately evaluate your retirement situation, you’ll need to total the savings and investments amounts you’ll have for retirement as well as add up your projected expenses for everyday life, as well as discretionary expenses, like eating out, vacations, and hobbies.

 

The Financial Consultants at Webster Investments can help you with the details of your plan, and ensure that it accounts for your expenses, cost-of-living increases, and your visions for the future.

 

To learn more about our Retirement Planning services, please call us at 1-888-493-2783 option 4 or visit a Webster branch near you

 

 

Securities and Insurance Products:

 Not Insured by FDIC  Not Bank Guaranteed  May Lose Value 
 Not Insured by any Federal Government Agency  Not a Bank Deposit 

Securities are offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. Webster Bank, N.A. and Webster Investments are not registered broker/dealers and are not affiliated with LPL Financial.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: NY, CT, MA & RI.

 

The Webster Symbol and Webster Investments are registered trademarks of Webster Bank, N.A. registered in the U.S. Patent and Trademark Office.

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